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Ecommerce website design |
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| Ecommerce website design |
FAQs : Is it safe to
shop online?
The safety of online shopping is determined by several
factors:
- Honesty. Any merchant, online or
offline, could steal your credit card and use it to
buy things. Know the reputation of the company you
are dealing with. A google search for the company
may turn up horror stories -- or good experiences.
- Connection security. Make sure
you see the "lock" icon in the lower left or lower
right corner of your web browser, OUTSIDE the web
page itself. This indicates that the connection itself
is encrypted.
- Data center security. Your credit
card might or might not be kept encrypted and/or promptly
deleted after use on the merchant's computer systems.
Again, know the reputation of the company you are
dealing with.
Fortunately, there are several tools you can use to protect
yourself:
- Limits on consumer liability. In
the United States, most credit cards carry a $50 maximum
on your responsibility for fraud, as long as you report
it as soon as you discover it. This makes credit card
shopping reasonably safe. READ the terms and conditions
of YOUR card to be sure of what YOUR liability limit
may be.
- Secure sites. As mentioned above,
the "lock" icon means that it is nearly impossible
for your credit card number to be stolen "in transit"
across the Internet.
- Third-party payment companies.
Companies like PayPal provide a way to purchase something
by credit card without actually giving your credit
card number to the merchant. Instead, PayPal handles
the finances, and gives the money to the merchant
after collecting a small fee. As a large financial
services company, PayPal is strongly motivated to
keep your information secure and avoid or quickly
correct any security problems that do occur. PayPal
is probably your best option for paying individuals
and small companies without an established reputation.
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Website Designing India
